If you don’t own your own home and have no other security to take a loan out against, you might find yourself considering unsecured debt consolidation. Even if you have no collateral you should be able to find yourself an unsecured debt consolidation loan and, in a crowded market, many are available with reasonable rates [...]

When you consolidate a mortgage you merge a first and second mortgage, refinancing the lot into a single loan, ideally with a lower interest rate. Mortgage consolidation is much the same as re mortgaging or refinancing, but involves more than one property. The aim is to collect all your mortgage debts into one place, for [...]