The house repossession process – what happens, when?
Step one of the house repossession process
If you miss two or more mortgage repayments, your mortgage lender is legally entitled to kick off the house repossession process. But before they call on the legal system, their internal debt management department will get in touch.
They’ll try their best to [...]

What is a House Repossession Notice?
The first time you go to court, you’ll find out whether or not your lender has succeeded in taking out a house repossession notice, or house repossession order, on your home. Luckily, courts rarely grant repossession orders on the first hearing however it does happen especially if you are not [...]

Suspended repossession
What happens with suspended repossession?
A ‘Suspended Repossession Order’ is a legal arrangement between you and your lender following your repossession court hearing. It means that the repossession order has been suspended or delayed. If a judge believes your mortgage arrears can be resolved, they’ll try to award you a suspended repossession instead of a [...]