Although presnt at possession hearing did nothing to defend the action and claimant awarded full possession.Somthing odd then happened I paid all arrears on demand of £4500 money shortage not my problem was a small prop. developer and had sold a couple of units.I was allowed to stay in the property made the next two instalments but then everything stopped I did not collect rents due Id lost the use of one shoulder and was in immense pain. daily attendance at local hospitsal for physio.

Lenders were an unscrupulous bunch had bought my mortgage from SPML and went straight for reposession. Never contacted me, evicted my tenants without notice, took the property and then did not correspomd for two whole years. Then they wrote to claim a shortfall. I had forgotten I even owned the property or that I had sold other properties and where they were.

Also no memory of medical history still dont have all the facts but have asked my GP for a copy of my medical history. Claimant told court when seeking to get charge registered against another prop. that I was living in Birmingham under an alias. Also told court that their was first charge over the property when they had bought it for knock down price.

Can I get compensation from these people in yout view?? Do they not have to follow proper procedure when reposessing?? Surely having accepted payment of arrears they would have had to get a new Order?