A new report from the Bank of England warns that Britain could face mortgage market problems over the coming months.

Mortgages and re-mortgages are still available for people who have had credit problems in the past as well as those who have no proof of income, such as the self-employed.

Anything that can reduce your outgoings has to be a good thing and by remortgaging your property at a better rate you could save yourself a fortune

The first two months of 2010 have seen fixed rates chopped and tracker deals whittled down in cost and the best bit is that this is not only for those low-risk borrowers…

A guide to surviving mortgage arrears.