What’s the difference between a mortgage company and a mortgage broker?
Mortgage companies lend money direct to borrowers. Unlike mortgage brokers, who arrange mortgages for householders from mortgage companies.
Most UK mortgage companies are banks and building societies. These businesses borrow money from each other, internationally, to lend to customers who want mortgages.
The worldwide credit squeeze has [...]

Find a good mortgage broker
•    Word of mouth – ask your friends, family and colleagues.
•    Ask the current owner of the place you’re buying who gave them their mortgage.
•    Search your local newspapers for suitable adverts.
What happens once I’ve chosen a mortgage broker?
•    You work out together how much money you can borrow.
•    The broker [...]

What does a mortgage broker do?
Mortgage brokers act as the middle men between you and the mortgage lending company, in much the same way as an insurance broker and with similar specialist market knowledge. A mortgage broker’s job is to find you the best possible deal for your personal circumstances, searching the market to uncover [...]