We are apparently far less embarrassed about being in debt than we used to be…

More than 70 people an hour are being declared insolvent, almosts tripling over the past five years.

Probably the first thing you need to know if you are in debt is that you are one amongst many. Okay, so the only debt you are worried about is your own but, just sometimes, it helps to know you are not alone.

The Daily Mail’s Liz Jones on debt and bankruptcy…

Bankruptcy is the official declaration that you cannot repay your debts. This is used only as a last resort, when you have found no other way to get out of debt. For most people, this is not the best option. Bankruptcy can only be successful if you really have tried every other option and none [...]