A balance transfer is exactly what it says on the tin; you transfer the balance of your debt from one lender to another.

Eliminating your credit card debt is the first step toward being debt free. Credit card debt usually carries the highest interest rate and is also the easiest debt we have to abuse. And, getting rid of credit card debt is the easiest way to put cash back in your pocket every month so that you [...]

What about credit card debt consolidation? Over the last two decades we’ve become used to using our credit cards for anything from regular household expenses to emergencies to treats. The problems arise when we have to repay credit card debts. Getting into the habit of only paying off the interest on your credit cards each [...]