As at the end of July 2009 total UK personal debt stood at £1.457 billion. Birmingham, Britain’s second city have suffered more than most. With an economy built largely on manufacturing and the car industry this was inevitable.

Credit repair is the process of getting you back on the good side of your creditors. Without it, you will not be able to borrow any money which is why it is important to know how to do it.
The first step is to know how bad the situation is and the only way to do [...]

There’s a huge amount of information, advice and help online that you can use to arm yourself with the facts.
Once you have all the facts at your fingertips you’ll have the best chance of negotiating your way out of trouble. Work out how much debt you are actually in and calculate your risk of house [...]