The Daily Mail’s Liz Jones on debt and bankruptcy…

As at the end of July 2009 total UK personal debt stood at £1.457 billion. Birmingham, Britain’s second city have suffered more than most. With an economy built largely on manufacturing and the car industry this was inevitable.

If you live in Scotland and are struggling with debt, try not to panic, there is always a solution to your problems, and facing up to your money problems is the first step in reaching that solution.
The first step in bringing your finances under control is to make a list of all your debts. The [...]

One of the most stressful things about being in debt, in additon to the obvious worries associated with owing money, is harrasment from lenders. Debtors are often bombarded with regular warning letters and phone calls several times a day. This can cause considerable distress to people affected by debt, often acquired through no fault of [...]