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	<title>Repossessed Houses for Sale, Remortgage Deals, Debt Consolidation &#187; debt consolidation companies</title>
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		<title>UK Debt Consolidation Companies</title>
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		<pubDate>Tue, 27 Jan 2009 12:09:10 +0000</pubDate>
		<dc:creator>mark</dc:creator>
				<category><![CDATA[Debt Consolidation]]></category>
		<category><![CDATA[debt consolidation companies]]></category>
		<category><![CDATA[Debt Solutions]]></category>

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<p>It goes without saying that if you are a UK resident, you should stick to UK debt consolidation companies and solutions. Most countries outside the UK have their own financial structure, regulations and product lines, all tailored to their unique cultural needs. The same goes for the law. Even in the UK, Scottish law is very different from English law, which also covers Wales and Northern Ireland. That&#8217;s why this repossession guide deals with English and Welsh repossessions, but not those in Scotland.</p>
<p><strong>Scotland</strong><strong> and Scottish law</strong></p>
<p>If you live in Scotland, you will need to search for a local debt consolidation provider to be protected by the laws of the country you live in. Given that different countries have their own law it is very unlikely that you&#8217;d be allowed to apply for a non-UK financial product. And even if you did, you&#8217;d be in a vulnerable position if things went wrong.</p>
<p><strong>Debt consolidation for residents of Northern Ireland </strong></p>
<p>Even though Northern Ireland is ruled by English law and the region&#8217;s political troubles appear to be over, some financial<strong> </strong>institutions still rate Northern Ireland as a higher risk for some products. Check with your provider.</p>
<p><strong>UK</strong><strong> debt consolidation calculators </strong></p>
<p>Many UK based debt consolidation companies have a quick calculator on site. These help you decide how much cash you need to borrow and find out how much the repayments will cost under various scenarios.</p>
<p><strong>UK</strong><strong> debt consolidation companies </strong></p>
<p>In the UK we have a huge choice of debt consolidation companies. However, the current worldwide credit crunch is hitting lenders hard and there&#8217;s less money available to lend as time goes by.</p>
<p><strong>Financial regulation for UK debt consolidation</strong></p>
<p>We&#8217;re lucky in the UK to have a financial services regulator and watchdog with real teeth! The Financial Services Authority (FSA) monitors the industry tightly and, if something does go wrong, there are plenty of safeguards in place in the UK to protect your consumer rights. One of the most important tips for people looking for good quality, low cost debt consolidation is <strong>ALWAYS use an FSA regulated provider</strong>.</p>
<p>Visit their site here: <a title="FSA" href="http://www.fsa.gov.uk" mce_href="http://www.fsa.gov.uk" target="_blank"><span style="text-decoration: underline;" mce_style="text-decoration: underline;">fsa.gov.uk</span></a></p>
<p><span style="color: #000000;" mce_style="color: #000000;"><strong>Please comment on any UK debt consolidation companies you have used.</strong></span><--></p>
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