If you’re a homeowner of 50-55 years and older, equity release schemes are one of many debt solutions you might wish to consider.

With house prices plummeting, homeowners have less home equity or possibly negative equity, as home equity decreases you are at a greater risk of house repossession. The media are continuously writing articles on home repossession this has made everyone aware of the need to reduce their debt to the bank. So people are putting all [...]

Home Equity Loans What is home equity? Your home equity represents the difference between your home’s market value and the debts against it. Here’s an example of positive home equity. •    Your home is worth £300,000 •    Your mortgage is £200,000 •    You have a secured loan of £45,000 •    £300,000 market value minus £245,000 [...]

If you want to explore all  of the options to stop house repossession please fill in this form. There is no charge for this service. The Council of Mortgage Lenders says the number of cases in arrears at the end of September was 168,000 – 8pc higher than the 155,600 in arrears at the end of June. [...]