People sometimes think of remortgaging only in association with moving house, but homeowners remortgage for several reasons; they may wish to free up equity in order to carry out home improvements or pay off debts, or reduce the length of their mortgage. In its simplest term, remortgaging simply means switching your mortgage from one lender [...]

If you have savings and are about to buy a home or to remortgage, why not consider taking out an offset mortgage? This type of mortgage allows you to offset any savings against the amount owed on a mortgage, potentially saving you thousands in interest and allowing you to pay off your home loan several [...]

Remortgaging in the current economic climate is no easy task: in fact, recent figures disclosed by the Council of Mortgage Lenders have shown that the number of mortgages granted for 2008 – 516,000 – was the lowest figure since 1974; a 49% decrease on the previous year. With the economic crisis deepening further still and [...]

Mortgage lending as decreased by 60% in January 2009 with the net value of new loans falling to only £690m, figures from the Bank of England showed today. Net lending, which strips out repayments and redemptions, had bounced back in December to £1.8bn, but has now returned to the levels seen in October and November [...]

2.99% mortgage from HSBC The lowest mortgage seen for decades comes from HSBC, not renowned for passing on the Bank of England lower rates to tracker customers quickly, this time they have broken the piggy bank. But like everything there is a price and that price is only afforded by customers who are already fairly [...]